The Ayushman Bharat Card is sometimes referred to as the Ayushman Card. It debuted in 2018. Under the Ayushman Card, the Pradhan Mantri Arogya Yojana (PMJAY) was launched by the Indian government and the Ministry of Health and Family Welfare. In government and some private institutions, this program enables the public to get free medical care. With their Ayushman Cards, almost 50 crore Indians can receive free medical care. This is an insurance-based healthcare program that gives families up to Rs 5 lakh in annual government-funded healthcare services without the need for cash. Public and private hospitals, including government ones across the nation, accept it. You can enter a hospital and receive cashless care if you have an Ayushman Card through the PMJAY Program.
Key Features of Ayushman Card Health Coverage:
Each family can receive up to Rs 5 lakh in health coverage annually with an Ayushman Card. It pays for a variety of medical costs, including those associated with hospital stays, procedures, diagnosis, and treatment.
- Cashless Treatment: Anyone with an Ayushman Card can receive cashless care at any hospital in India that is designated by the government. You are not obliged to pay the hospital in any way. Access to all healthcare services is made simple. Recall that not all hospitals are qualified for it. Look first at the local hospital designated by the government.
- Family Benefits: The Ayushman Card offers benefits to families. As to the Socio-Economic Caste Census (SECC) Database, this scheme provides coverage for every member of a family.
- Portability: The Ayushman Card can be used in all Indian states and union territories. If you move around, you can still receive your free therapy.
- No Age Bar: There isn’t an age cap. Everyone, young and old, is eligible for free medical care under the Ayushman Card.
Ayushman Card Eligibility Requirements:
The following criteria must be met to be eligible for benefits under the Ayushman Bharat Pradhan Mantri-Jan Arogya Yojana:
- Those running are either low-income individuals or fall into the below-poverty-line (BPL) category. The annual income of the candidates must not exceed Rs 2.4 lakh.
- The Socio-Economic Caste Census (SECC) Database is the main source of eligibility information.
- The candidate’s family does not earn anything over the age of sixteen.
- Applicants must be in the SC or ST categories. The candidate lacks a fixed address.
A candidate is ineligible if
- They ride around on two, three, or four wheels.
- They possess mechanized farm machinery.
- The government is their employer. The monthly income for them is Rs 10,000. They own landlines as well as freezers. Their home is respectable.
- Their land is used for agriculture. They own a Kisan card with a Rs 50,000 credit limit.
Methods for Applying for an Ayushman Card?
- You must adhere to these procedures to apply for an Ayushman card or Pradhan Mantri Jan Arogya Yojana.
- Go to https://pmjay.gov.in/, the Ayushman Bharat PMJAY official website.
- Check to see if you qualify for the program. Locate the Common Service Center (CSC) that is closest to your PIN.
- Visit the Common Service Center now with all the necessary paperwork (see below). Give your name, residence, family information (as per the SECC database), and any additional information your CSC operator requests.
- After checking your information, the CSC operator will submit your application. You will receive the Ayushman Bharat Cases with a unique identification number, known as the UHID number, upon successful registration.